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Mandiri KPR

Mandiri KPR is a housing loan program from Bank Mandiri that provides you with the opportunity to purchase your own house, apartment, shophouse or combined house and office, whether purchased through a developer or by private sale.


Mandiri KPR Options


1.Mandiri KPR Take Over

is a Mandiri KPR facility that allows you to transfer a loan facility of the same or similar type from another bank to Bank Mandiri, and to access additional funds in line with your needs.


2.Mandiri KPR Top Up

Is a Mandiri KPR facility that allows you to borrow additional funds on an existing Mandiri KPR facility that has been running for minimum 1 (one) year with current collectability status in the last 6 (six) years, that can be used to fulfil other needs.


3.Mandiri KPR Flexible

is a Mandiri KPR facility that allows you to purchase a house, shophouse, combined house and office or apartment based on flexible repayments from a flexible (revolving) account on an agreed portion of the overall loan for a certain period to ease Your cash-flow.


4.Mandiri KPR Angsuran Berjenjang

is a Mandiri KPR facility that allows You to enjoy a "grace period" within Your credit structure by which You will only have to pay certain amount of the principal for the first three years of the loan's term. At the 4th year of the term the loan installments will return to normal



  • Competitive interest rates
  • Fast and easy process
  • Easy down-payment
  • Flexible loan terms up to 20 years
  • Bank Mandiri is in partnership with more than 900 Property Developers throughout Indonesia, many of which offer a lot of attractive property purchasing programs

Syarat dan Ketentuan

  • Indonesian citizen living in Indonesia
  • Minimum age of 21 and maximum of 55 at the end of the loan term for employees and 60 for professional/self-employees
  • Permanent employment and regular income as permanent employee or professional/self-employees, with a minimum period of 1 year employment for employees, and 2 years in business for professional/self-employees
  • Required Documents :
No Documents Employee Professional Self Employee
1 Original, fully completed application form
2 Copy of ID Card of applicant and applicant's spouse
3 Copy of marriage/divorce certificate (if married /divorced)
4 Copy of Family Registration Card
5 Copies of Bank Statement / savings account statement for the last 3 months
6 Copy of NPWP (Taxpayer Registration Number)
7 Most recent pay slip / Declaration of Earnings and letter confirming position/job    
8 Copy of most recent balance sheet and statement of earnings  
9 Copy of company deed of establishment and business licenses    
10 Copy of professional practice certificate    
11 Copy of documents proving ownership of collateral: SHM/SHGB, IMB & PBB


  • Commision
  • Administrative fee
  • Insurance premiums (life and loss)
  • Appraisal fee
  • Notarial fee
  • Certificate title transfer fee
  • Pledge of collateral aggreement

Mandiri KPR Multiguna Top Up

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Mandiri KPR/Multiguna Top Up

Bank Mandiri hadir memberikan solusi kepada debitur eksisting KPR/Multiguna untuk dapat melakukan penambahan limit kredit (Top Up) atas fasilitas yang telah berjalan untuk pemenuhan kebutuhan lainnya.