Kredit Kepemilikan Rumah Baru

Home  /   Individual  /   Loan  /   Kredit Multiguna

Mandiri Multiguna

Mandiri Multiguna is a consumptive credit and use property as collateral that provided to individual to fulfil consumptive needs.


Mandiri Multiguna Options


1.Mandiri KPR Multiguna Take Over

is a Mandiri Multiguna facility that allows you to transfer a loan facility of the same or similar type from another bank to Bank Mandiri, and to access additional funds in line with your needs.


2.Mandiri KPR Multiguna Top Up

Is a Mandiri Multiguna facility that allows you to borrow additional funds on an existing Mandiri Multiguna facility that has been running within a certain time.


Benefits of Mandiri Multiguna


Competitive interest rates


Fast and easy process


Flexible loan terms up to 10 years


Syarat dan Ketentuan

  • Indonesian citizen living in Indonesia
  • Minimum age of 21 and maximum of 55 at the end of the loan term for employees and 60 for professional/self-employees
  • Permanent employment and regular income as permanent employee or professional/self-employees, with a minimum period of 1 year employment for employees, and 2 years in business for professional/self-employees
  • Required Documents :
No Documents Employee Professional Self Employee
1 Original, fully completed application form
2 Copy of ID Card of applicant and applicant's spouse
3 Copy of marriage/divorce certificate (if married /divorced)
4 Copy of Family Registration Card
5 Copies of Bank Statement / savings account statement for the last 3 months
6 Copy of NPWP (Taxpayer Registration Number)
7 Most recent pay slip / Declaration of Earnings and letter confirming position/job    
8 Copy of most recent balance sheet and statement of earnings  
9 Copy of company deed of establishment and business licenses    
10 Copy of professional practice certificate    
11 Copy of documents proving ownership of collateral: SHM/SHGB, IMB & PBB


  • Commision
  • Administrative fee
  • Insurance premiums (life and loss)
  • Appraisal fee
  • Notarial fee
  • Certificate title transfer fee
  • Pledge of collateral aggreement