Livinpoin - How to Earn

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Livin'poin

 
 
amanah

Mandiri Debit Card

kompeten

Mandiri Credit Card

 
 

How To Earn

 
 

Saving Account Customers

 
Type of Transactions Branch ATM Livin’ EDC/e-Comm/QR/Tap to Pay
Balance 1 - - -
Payment - 1 1 -
Purchase - 1 1 1
Bank-to-Bank Transfers        
  • Cash Deposit
  • -
  • 1
  • -
  • -
 

Notes:

  • The balance should be in increments of IDR 4,000,000.
  • Minimum of IDR 100,000 per payment and purchase, with no increment required. A maximum of 5 transactions per day is allowed.
  • For EDC/E-Commerce/ QR payments, each transactions must be at least IDR 100,000 (in increments) with a maximum cumulative limit of IDR 1,000,000 per day.
  • Customers making a cash deposit of at least IDR 2,500,000 (no increments required) will receive 1 Livin’poin.
 
 

Credit Card Customers

 
Type of Transactions EDC/E-Commerce QRIS
Domestic Overseas Transaction Multiples Domestic/Overseas Transaction Multiples
Classic, Everyday, Gold, Golf Gold 1 1 Rp 50.000,- 1 Rp 50.000,-
Livin’ Everyday, Skyz Pertamina, Platinum, Golf Platinum 1 1 Rp 20.000,-
Fengshui, Precious 1 2* Rp 20.000,-
Signature, Golf Signature 2 2 Rp 20.000,-
World Prioritas 3 4 Rp 20.000,-
World Elite 4 4 Rp 20.000,-
 

Notes:

  • Applies to retail purchase transactions, not applicable for installment transactions.
  • Fengshui Card: applicable for the currencies of Singapore, China, Taiwan, and Hong Kong (outside these countries, 1 Livin’poin is awarded).
  • Precious Card: applicable for the currencies of Japan, South Korea, and ASEAN countries (outside these countries, 1 Livin’poin is awarded).

Shopping transactions will earn Livin'poin based on the applicable earning mechanism, except for the following:​

  • Installment transactions If a retail transaction is later converted into an installment plan (Power Installment / Power Buy), the Livin’ points previously earned from that transaction will be deducted.
  • Power Cash transactions
  • Mandiri Power Bills transactions at PLN
  • Transactions at merchants in the donation, utility, tax (including online), and post office categories, as well as business/invoicing bill payments
  • Bill or virtual account payments made via the Pay/VA menu in Livin' using a Mandiri Credit Card as the source of funds

Some transactions have a special poin calculation, where 1 Livin’poin is earned for every Rp100,000 spent. These include:

  • QRIS transactions via Livin’ using a credit card as the funding source
  • Transactions at merchants in the Transportation, Real Estate, Education, and Fuel Station (SPBU)
 
 

Type of Savings

  1. Mandiri Tabungan
  2. Mandiri Tabungan Payroll
  3. Mandiri Tabungan Now
  4. Mandiri Tabungan TKI
  5. Mandiri Tabungan Bisnis
  6. Mandiri Tabungan Rencana
  7. Mandiri Tabungan Investor
 
 
RISK
  • Customer savings are not covered by the Deposit Insurance Program provided by Lembaga Penjain Simpanan (LPS) if:
    • The total balance of the Customer's savings exceeds (equivalent to) IDR 2 (two) Billion in one bank, for both single and joint accounts.
    • The interest rate received by the Customer exceeds the maximum interest rate covered by LPS insurance.
  • Fluctuations in savings interest rates may occur following market developments.
  • Customers are obligated to safeguard confidential data (debit card number, card expiration date, CVC/CVV, PIN, username, password, OTP, date of birth, mother's name). Misuse of confidential data by unauthorized parties is the sole responsibility of the Customer.
  • Customers are obliged to provide accurate and true information and/or data, and the consequences of not providing accurate information and/or data are the full responsibility of the Customer.