Mandiri EDC
EDC New
EDC Mandiri
It's time to enjoy the convenience of receiving payments by connecting bank accounts and transferring funds in real time using EDC Mandiri.
Terms and Conditions Merchant

Features and Benefits of Mandiri EDC
Card Transactions
Accept payment via all types of debit/credit cards
Contactless
It features contactless payment acceptance using either cards, mobile phones, or smartwatches.
Bill Payment
Equipped with payment features for Credit, Electricity Tokens and other billers)
All Day Transaction
Can accept payment transactions until 23:59 WIB every day
DCC (Dynamic Currency Converter)
A currency conversion service that is performed dynamically at the time of transaction.
Transaction acceptance
QRIS
One QR code to accept payments from all mobile banking and e-wallets
Acceptance of Alipay wallet transactions
Acceptance of Alipay wallet transactions from tourists
EDC Registration Requirements
Prepare the following documents for Bank Mandiri EDC machine application

Individuals (Single Proprietor)
- Bank Mandiri customer
- National ID Card (KTP) / Passport or KITAS/KITAP for foreign nationals
- Trade Business License(SIUP)/Company Registration Certificate (TDP)/Tourism Business Registration Certificate (TDUP)/Business Identification Number (NIB)*
- Merchant Application Form
For individuals who do not possess a SIUP/TDP/TDUP/NIB, the following documents may be submitted as alternatives:
- Business Certificate (SKU) issued by the local district office (for businesses located outside commercial areas)
- Lease/Business Permit issued by the building or mall management
- Practice License (SIP) for medical practitioners
- Professional or business license issued by the relevant authority or institution
Limited Liability Company (PT), Limited Partnership (CV/Firma), Foundation, Cooperative
- Bank Mandiri customer
- National ID Card (KTP) / Passport or KITAS/KITAP for foreign nationals
- Trade Business License(SIUP)/ Company Registration Certificate (TDP)/Tourism Business Registration Certificate (TDUP)/Business Identification Number (NIB)
- Ministry Decree (SK Kementerian)*
- Deed of Establishment and/or Latest Amendment
- Merchant Application Form
Not required for CVs, Firms, Associations, and Government Institutions
FAQ EDC
Risk and Fees
- Please always keep the EDC machine in good condition. If the machine is damaged or lost due to the Merchant's negligence and/or willfulness, then it is the Merchant's responsibility.
- Merchants may not move the EDC machine from the business location that has been registered with the Bank.
- Please always keep sensitive or private data/information confidential. If the Merchant's data is leaked due to the Merchant's negligence and/or intentionality, then it is the responsibility of the Merchant.
| MDR Debit Card / NPG | ||
| Merchant Business Line | On Us | Off Us |
| Reguler | 0.15% | 1% |
| Education | 0.15% | 0.75% |
| SPBU | 0.15% | 0.50% |
| P2G/G2P/Donations | 0% | 0% |
| MDR QRIS | ||
| Merchant Business Line | On Us & Off Us | |
| Reguler Micro Business (UMI) Maximum turnover of 2 million per year |
• 0% (transaction amount ≤ 100 ribu) • 0.3% (transaction amount > 100 ribu) |
|
| Reguler • Small Enterprises (UKE) • Medium Enterprises (UME) • Large Enterprises (UBE) |
0.70% | |
| Education | 0.60% | |
| BLU/PSO/SPBU | 0.40% | |
| P2G/G2P/Donations | 0.00% | |
Note: Transactions can be made by scanning the QRIS code through the Livin' by Mandiri app or other apps on the EDC machine.
| MDR Credit Card* | ||
| Types of payment cards | On Us & Off Us | |
| VISA | 1.80% | |
| Mastercard | 1.80% | |
| JCB | 1.80% | |
| CUP (Union Pay) | 1.80% | |
Note: Transactions can be made by Tap to Pay (tap your card/device on the EDC machine) or Dip (insert your card into the EDC machine).
| MDR Prepaid (e-money card) | ||
| Merchant Business Line | On Us | |
| Reguler | 0.50% | |
| P2G/G2P/Donations | 0.00% | |
| MDR Alipay | ||
| Merchant Business Line | Alipay | |
| Reguler | 0.70% | |
| Description: | ||||||
| On Us = transactions made using Mandiri cards/services at Mandiri EDCs | ||||||
| Off Us = transactions made using cards/services other than Mandiri at Mandiri EDCs | ||||||
| *To apply for a special MDR CC rate, please contact mandiricare@bankmandiri.co.id |
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