Mandiri - API - DCAS


 

Grow Your Business With
Mandiri API

Mandiri API makes it easy and convenient to integrate Bank Mandiri's best banking products and services on your platforms and applications in real time.
Mandiri API Terms and Conditions

Register Now

Start a better financial experience with Mandiri API!

Try Mandiri API and expand your business opportunities. Complete your platform with the best financial experience from Bank Mandiri.

 

4 easy steps to use Mandiri API

 

Registrasi

Register your account to access and try Mandiri API.

 

Select

Find the API that works best for your business.

 

Develop

Try the Self API in sandbox mode.

 
 

Integrate

Integrate the Mandiri API in your platform with production mode and you're done!

 

Explore the Mandiri API Gallery

Discover the various benefits of API self-service according to your business needs.

Direct Debit

Online payment facility using Mandiri Debit Card

Inhouse Transfer

Money transfer between Mandiri Accounts

Top Up E-Money

Top up e-money balance

Interbank Transfer

Transfer money from your Mandiri account to another bank account

 
Want to know more?
Explore Our API Gallery

Get Inspired by Various Experiences with Self-Help APIs

Innovation that creates a competitive advantage in business.

 

Loan Application

 
More Info Explore Docs

Virtual Account

 
More Info Explore Docs

Transfer

 
More Info Explore Docs

Bill Payment

 
More Info Explore Docs

FAQ API

Frequently Asked Questions (FAQs)

Mandiri Application Programming Interface (Mandiri API) is a service created by Mandiri for developers so they can integrate Mandiri Financial Services with their platform.

Mandiri API is created for:

  • Legally incorporated companies.
  • Government institutions or official agencies.
  • Businesses with valid business licenses/legal entities.
  • Partners engage in legitimate and regulated financial transactions.

You must have: a Tax Identification Number (TIN), business license, Bank Mandiri account, and comply with Bank Indonesia/OJK regulations.

Mandiri API offers a variety of integrated financial features, including:

  • API Transfer (Intra-bank, antar bank, SKN, RTGS, BI-Fast).
  • API Collection (Retail Virtual Account).
  • API Account Opening (RDN, RDL, RDB).
  • API Informational.
  • API Payment (e-Money, ORI, Direct Debit).

With Mandiri API, you can:

  • Automate transactions without manual input.
  • Provide your customers with the best payment experience.
  • Accelerate business processes and cash management.
  • Offer financial services directly within your app or platform.
  • Enhance transaction security and operational efficiency.

You can visit our developer website, Bank Mandiri API Portal, for detailed information on how to register.

You can choose a Mandiri API Package as listed on the Mandiri API website. Available packages include Starter, Business, and Pro.

To ensure a safe and optimal API experience, please note the following:

  • Ensure all data that you input is accurate to avoid transaction issues.
  • Any loss resulting from company error or negligence is the company’s responsibility, not Bank Mandiri.
  • To maintain system security, Bank Mandiri reserves the right to suspend API access if abnormal or suspicious activity is detected.
  • Protect your access credentials (username and password) to prevent misuse and potential data breaches.

Terms:

  • Must be a legally established business entity with valid incorporation and business licenses.
  • Must have a clear business office or operational location in Indonesia (not a virtual office), or have subsidiaries, official representatives, or licensed agents in Indonesia.
  • Must hold a business license that has been valid for at least one year.
  • Must possess a regulator-issued license for Partners/Prospective Partners subject to regulation.
  • Must have a Bank Mandiri account (Checking/Savings).
  • Must not operate in industries prohibited by the Bank.

Procedures:
Detailed procedures on the Mandiri API website (developer.bankmandiri.co.id) under the “Get Started” menu.