Mutual Funds is an instrument used to raise public investors funds to further be invested in a Securities Portfolio by the Investment Manager.
There are several parties involve in mutual fund products, including Investment Manager, Custodian Bank, and Mutual Fund Securities Selling Agents. The Investment Manager is tasked with managing the mutual funds portfolios, while the Custodian Bank is the party performing administration, recording and Depository of mutual fund assets.
In this matter , Bank Mandiri acts as a Mutual Fund Securities Selling Agent (APERD) which is tasked with selling mutual fund securities based on a cooperation contract with the Investment Manager who manages the mutual funds. Bank Mandiri has been registered as the APERD with Otoritas Jasa Keuangan (Financial Services Authority) (OJK) since 2007.

What are the benefits of investing in mutual funds?

• Affordable
  You can invest in mutual funds starting from IDR 10,000.00
• Managed by experienced Investment Managers
  Your investment in Mutual Funds is managed by professional Investment Manager partners of Bank Mandiri.
• Diversification
  By purchasing 1 mutual fund product, you will get a variety of investment portfolios simultaneously. Objectives of this diversification is to minimize risks while optimizing returns on your mutual fund investments.
• Liquid and flexible
  Mutual fund purchases and redemption may be made at any time on every stock exchange day and the proceeds gaining from mutual fund redemption will return to your account within a maximum of 7 business days. You may also decide for yourself the type of mutual fund you want and the amount you will invest according to your risk profile.
• Transparent
  You can monitor mutual fund performance daily via the Livin' by Mandiri application. Apart from that, you will also receive monthly reports from Bank Mandiri.
• Tax relief
  Mutual funds are included in the non-taxpayer of Income Tax category.
• Investments are officially registered and supervised by the Financial Services Authority (OJK)

 

What are the risks of investing in mutual funds?

• Risk of changes in economic and political conditions
• Risk of reducing the value of investment units
• Liquidity risk
• Risk of default
• Market risk
• Risk of changes in laws and regulations
• Other risks listed in each Mutual Fund Prospectus

  

What are the Types of Mutual Fund Products?

Conventional Mutual Funds (Open-end)

• Money Market Mutual Funds
  Money Market Mutual Funds are mutual funds only investing in domestic money market instruments and/or debt securities with a maturity term of less than 1 (one) year.
• Fixed Income Mutual Funds
  Fixed Income Mutual Funds are Mutual Funds that invest at least 80% (eighty percent) of the Net Asset Value comprising debt securities.
• Mixed Mutual Funds
  Mixed Mutual Funds are mutual funds investing in equity securities, debt securities, and/or domestic money market instruments, each of which does not exceed 79% of its assets, where in the portfolio, there must consist of equity securities and equity securities and debt securities.
• Equity Mutual Funds
  Equity Mutual Funds are mutual funds investing at least 80% of the assets in equity securities.
• Index Mutual Funds
  An Index Mutual Funds is a type of mutual fund that tracks the performance of a specific market index, which is used as its benchmark.

 

Protected Mutual Funds (RDT)

Protected Mutual Funds (RDT) are mutual funds providing protection for investors' initial investments through their portfolio management mechanism. The Protected Mutual Fund Investment Manager will invest a portion of the funds it manages in debt securities classified as the investment grade category, so that the value of the debt securities at the maturity date can at least cover the protected value.
 

Limited Participation Mutual Funds (RDPT)

Limited Participation Mutual Funds are mutual funds raising funds from professional investors which will be further invested in Securities Portfolios based on Real Sector Activities. The Real Sector Activities consist of activities either directly or indirectly, related to the production of goods, provision of services in the real sectors including but not limited to the production of goods, and/or working capital from such activities.
 

Where can I buy mutual fund products?

You can purchase mutual fund products through the Livin' by Mandiri application or APERD Bank Mandiri Branches spread throughout Indonesia.

 

We collaborate with the selected investment managers for providing investment products solutions that meet your needs.