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Deposit Interest Rate

Last Updated 15 Jul 2025

Suku Bunga Dana

*) dalam %

Select the interest rate of the product:

Time Deposits

Choose the interest rate of the time deposit products :

Rupiah time deposits with monthly-paid interests and due date

Tier Tenor (month)
1 3 6 12 24
<IDR 100 Million 2.25 2.25 2.50 2.50 2.50
≥IDR 100 Million to < 1 billion 2.25 2.25 2.50 2.50 2.50
≥ Rp 1 billion to < 2 billion 2.25 2.25 2.50 2.50 2.50
≥ Rp 2 billion to < 5 billion 2.25 2.25 2.50 2.50 2.50
≥ Rp 5 billion 2.25 2.25 2.50 2.50 2.50

Prepaid-interest Rupiah time deposit

Tier Tenor (month)
1 3 6 12 24
<IDR 100 Million 2.24 2.23 2.46 2.43 2.37
≥IDR 100 Million to < 1 billion 2.24 2.23 2.46 2.43 2.37
≥ Rp 1 billion to < 2 billion 2.24 2.23 2.46 2.43 2.37
≥ Rp 2 billion - < 5 billion 2.24 2.23 2.46 2.43 2.37
≥ Rp 5 billion 2.24 2.23 2.46 2.43 2.37

USD time deposits with monthly-paid interests and due date

Tier Tenor (month)
1 3 6 12 24
< USD 100K 0.75 0.75 0.75 0.75 0.75
> USD 100K - < 1 Million 1.00 1.25 1.25 1.25 1.25
> USD 1 Million - < 10 Million 1.00 1.50 1.50 1.50 1.50
> USD 10 Million 1.00 1.75 1.75 1.75 1.75

Prepaid-interest USD time deposits

Tier Tenor (month)
1 3 6 12 24
< USD 100K 0.70 0.69 0.69 0.68 0.66
> USD 100K - < 1 Million 0.95 1.19 1.18 1.17 1.14
> USD 1 Million - < 10 Million 0.95 1.44 1.43 1.41 1.38
> USD 10 Million 0.95 1.69 1.67 1.65 1.61

SGD time deposits with monthly-paid interest and due date

Tier Tenor (month)
1 3 6 12 24
SGD 1.000 - < 10K 0.25 0.25 0.25 0.50 0.50
> SGD 10K - < 50K 0.50 0.50 0.50 0.75 0.75
> SGD 50K - < 100K 0.75 0.75 0.75 1.00 1.00
> SGD 100K 0.75 0.75 0.75 1.00 1.00

Prepaid-interest SGD time deposits

Tier Tenor (month)
1 3 6 12 24
SGD 1.000 - < 10K 0.20 0.20 0.20 0.45 0.45
> SGD 10K - < 50K 0.45 0.45 0.45 0.70 0.70
> SGD 50K - < 100K 0.70 0.70 0.70 0.95 0.95
> SGD 100K 0.70 0.70 0.70 0.95 0.95

Deposito Valas Non USD & SGD**

Tier Tenor (month)*
1 3 6 12 24
AUD 0.50 0.50 0.50 0.50 0.50
CHF 0.00 0.00 0.00 0.00  
EUR 0.00 0.00 0.00 0.00  
GBP 0.10 0.10 0.10 0.10  
HKD 0.00 0.00 0.00 0.00  
JPY 0.00 0.00 0.00 0.00  
CNY 0.50 0.50 0.75 1.00 1.00

**) Berlaku untuk bunga dibayar bulanan & jatuh tempo saja

Tabungan

Select the interest rate of savings products :

Mandiri Rupiah Savings

Tier Interest
0 - < IDR 1 Million 0.00
IDR 1 Million - < IDR 50 Million 0.00
IDR 50 Million - < 500 Million 0.05
IDR 500 Million - < IDR 1 Billion 0.35
≥ IDR 1 Billion 0.40

Mandiri Business Savings - Individual

Tier Interest
0 - < IDR 1 Million 0.00
IDR 1 Million - < IDR 50 Million 0.00
IDR 50 Million - < IDR 500 Million 0.05
IDR 500 Million - < IDR 1 Billion 0.35
> IDR 1 Billion 0.40

Mandiri Business Savings - Enterprise

Tier Interest
0 - < IDR 1 Million 0.00
IDR 1 Million - < IDR 50 Million 0.20
IDR 50 Million - < IDR 500 Million 0.40
IDR 500 Million - < IDR 1 Billion 0.60
> IDR 1 Billion 0.80

Mandiri Business Savings Lite

Tier Interest
0 - < IDR 1 Million 0.00
IDR 1 Million - < IDR 50 Million 0.00
IDR 50 Million - < IDR 500 Million 0.0
IDR 500 Million - < IDR 1 Billion 0.00
> IDR 1 Billion 0.00

Mandiri Tabungan Investor Rupiah

Tier Interest
0 - < IDR 1 Million 0.00
IDR 1 Million - < IDR 50 Million 0.00
IDR 50 Million - < IDR 500 Million 0.05
IDR 500 Million - < IDR 1 Billion 0.25
> IDR 1 Billion 0.40

Mandiri NOW Savings

Tier Interest
0 - < IDR 1 Million 0.00
IDR 1 Million - < IDR 50 Million 0.00
IDR 50 Million - < 500 Million 0.05
IDR 500 Million - < IDR 1 Billion 0.35
≥ IDR 1 Billion 0.40

Mandiri Rupiah Savings Plan / Simuda Rumah ku Savings Plan

Tier Interest
1-3 years Term 0.90
4-9 years Term 1.15
10-14 years Term 1.40
≥ 15 years Term 1.65

Mandiri Payroll Savings

Tier Interest
0 - < Rp 1 Million 0.00
Rp 1 Million - < Rp 50 Million 0.00
Rp 50 Million - < 500 Million 0.05
Rp 500 Million - < Rp 1 Billion 0.35
≥ Rp 1 Billion 0.40

Mandiri Tabungan Valuta Asing USD

Tier Interest
< USD 100 0.00
≥ USD 100 - < USD 10.000 0.10
≥ USD 10.000 - < USD 200.000 0.20
≥ USD 200.000  0.20

Mandiri Tabungan Valuta Asing SGD

Tier Interest
< SGD 200 0.00
≥ SGD 200 - < SGD 10.000 0.10
≥ SGD 10.000 - < SGD 100.000 0.25
≥ SGD 100.000  0.50

Mandiri Tabungan Valuta Asing

Tier Interest
EUR  
< EUR 1.000 0.00
> EUR 1.000 0.10
GBP  
≤ GBP 1.000 0.00
> GBP 1.000 0.05
AUD  
≤ AUD 1.000  0.00
> AUD 1.000 0.10
CHF 0.00
HKD 0.00
JPY 0.00

Mandiri Multicurrency Savings

Tier Interest
USD  
< USD 100 0.00%
≥ USD 100 - < USD 10.000 0.10%
≥ USD 10.000 - < USD 200.000 0.20%
≥ USD 200.000 0.20%
SGD  
< SGD 200 0.00%
≥ SGD 200 - < SGD 10.000 0.10%
≥ SGD 10.000 - < SGD 100.000 0.25%
≥ SGD 100.000 0.50%
EUR  
≤ EUR 1.000  0.00%
> EUR 1.000 0.10%
GBP  
GBP 0-1.000  0.00%
GBP >1.000 0.05%
AUD  
AUD 0-1.000  0.00%
AUD >1.000 0.10%
CHF, HKD, JPY, MYR, THB, SAR, CNY, CAD, NZD  
All Tier 0.00%

Mandiri Forex Business Savings / Forex Investor Savings

Tier Interest
USD  
< USD 100 0.00%
≥ USD 100 - < USD 10.000 0.08%
≥ USD 10.000 - < USD 200.000 0.20%
≥ USD 200.000  0.20%
   
SGD  
< SGD 200 0.00%
≥ SGD 200 - < SGD 10.000 0.10%
≥ SGD 10.000 - < SGD 100.000 0.25%
≥ SGD 100.000  0.50%
   
EUR  
EUR 0 - 1.000 0.00%
> EUR 1.000 0.10%
   
CHF  
All Tiers 0.00%
   
GBP  
GBP 0 - 1.000 0.00%
> GBP 1.000 0.05%
   
AUD  
AUD 0 - 1.000 0.00%
> AUD 1.000 0.10%
   
HKD  
All Tiers 0.00%
   
CNY  
All Tiers 0.00%
   
JPY  
All Tiers 0.00%
   
MYR  
All Tiers 0.00%
   
THB  
All Tiers 0.00%
   
SAR  
All Tiers 0.00%

Mandiri USD Savings Plan

Tier Interest
< USD 100 0.20
≥ USD 100  0.20

Mandiri TabunganKu - Personal Savings

Tier Annual interest rate
IDR 0 s/d IDR 500.000 0.00%
IDR 500.001 - s/d IDR 1.000.000 0.00%
> IDR 1.000.000  0.01%

Tabungan SiMakmur - Laku Pandai

Tier Annual interest rate
IDR 0 s/d IDR 500.000 0.01%
IDR 500.001 - s/d IDR 1.000.000 0.05%
> IDR 1.000.000  0.10%

Student Savings Account

Tier Annual interest rate
All Tiers 0%

Mandiri Rumahku Savings 

Tier Annual interest rate
All Tiers 0%

Current Account

Select the interest rate for Current Account Products :

Rupiah Current Account

Tier Interest Rate(%)
0 - < Rp 10 Million 0.00
Rp 10 Million - < Rp 100 Million 0.25
Rp 100 Million - < 500 Million 1.00
Rp 500 Million - < Rp 1 Billion 1.25
≥ Rp 1 Billion 1.90

Notes : Interest rate adjustment will be effective as of August 1, 2025.
For more information, please click [here].

USD Current Account

Tier Interest Rate(%)
< 100.000 USD 0.00
> 100.000 USD 0.10

SGD Current Account

Tier Interest Rate(%)
< 1.000 SGD 0.00
> 1.000 SGD - < 20.000 SGD 0.15
> 20.000 SGD - < 200.000 SGD 0.25
< 200.000 SGD 0.25

CNY Current Account

Tier Interest Rate(%)
< 10.000 CNY 0.00
> 10.000 CNY - 100.000 CNY 0.15
> 100.000 CNY 0.20

Non USD, SGD, and CNY Current Account

Valuta Interest Rate(%)
AUD 0.00
CHF 0.00
EUR 0.10
GBP 0.10
HKD 0.00
JPY 0.00

 

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