DHE SDA

DHE SDA

Bank Mandiri provides an integrated solution to support placement and management of Export Proceeds from Natural Resource Exports (DHE SDA), including the opening of Dedicated Account, real-time monitoring, FX transactions, and more efficient management of export funds with Kopra by Mandiri.

What is Export Proceeds from Natural Resource Exports (DHE SDA)?

  • DHE SDA is export proceeds from export activities of goods originating from business, management, and/or processing of natural resources. Government Regulation (PP) No. 8 of 2025.
  • Exporter may use this DHE SDA for various purposes, including payment of export duties and other levies of export sectors, loans as agreed in loan agreements, imports, profit or dividends, as well as for investment purposes in accordance with Law No. 25 of 2007 Article 8.

What are stipulations of Government Regulation Number 8 of 2025 concerning Export Proceeds from Natural Resource Exports (DHE SDA)?

  • Mandatory placement of DHE SDA:
    • Placement of DHE SDA in a DHE SDA Dedicated Account is mandatory for Exporter holding DHE SDA with the export value of at least USD 250,000.00 or its equivalent.
    • Mandatory placement of 100% of DHE SDA in National Financial System for at least 12 months as of the date of placement in DHE SDA Dedicated Account.
    • Specially for oil and gas sectors, placement of DHE SDA must be at least 30% for a minimum of 3 months as of the date of placement in DHE SDA Dedicated Account.
  • Use of DHE SDA: Exporter shall be permitted to use the placed DHE for:
    • Exchange into Rupiah at the same bank for operational and business continuity purposes.
    • Payment of taxes, non-tax state revenues, and other duties to the government in any foreign currency. When using DHE SDA, Exporter shall be required to submit documents in the form of Transfer Slip to the Indonesia EXIMBANK (LPEI)/Bank.
    • Payment of dividends in any foreign currency. When using DHE SDA, Exporter shall be required to submit documents in the form of minutes of the General Meeting of Shareholders (GMS) regarding dividend distribution to Indonesia EXIMBANK (LPEI)/Bank.
    • Payment in a foreign currency for the procurement of goods and services in the form of raw materials, auxiliary materials, or capital goods that are not available yet or insufficient domestically. When using DHE SDA, Exporter shall be required to submit documents in the form of contracts or invoices and statements signed by Exporter to Indonesia EXIMBANK (LPEI)/Bank.
    • Repayment of loans for procurement of capital goods in a foreign currency. When using DHE SDA, Exporter shall be required to submit documents in the form of loan agreements with payment schedules, and statements signed by Exporter to Indonesia EXIMBANK (LPEI)/Bank.

What are services of Bank Mandiri that can support the implementation of Government Regulation (PP) No. 8 of 2025 concerning Export Proceeds?

1

DHE SDA Dedicated Account

is an account used to accommodate export proceeds from natural resource exports. Natural resources Exporter shall be required to open a DHE SDA Dedicated in accordance with Government Regulation No. 36 of 2023 and Bank Indonesia Regulation No. 7 of 2023. The DHE SDA Dedicated Account can consist of a checking account or savings account.

DHE SDA Dedicated Account is managed by Bank and Indonesia EXIMBANK (LPEI).

Types of Export Proceeds Sectors that Mandatorily Use a Dedicated Account

• Mining

• Plantations

• Forestry

• Fisheries

2

KOPRA DHE SDA

Kopra by Mandiri provides special features to make make it more easier for customers to monitor and manage DHE SDA for customers who have a DHE SDA Dedicated Account.

Key features of DHE SDA at Kopra by Mandiri:

  • Incoming Transaction Notification

Customer will receive automatic notification via Kopra website and/or email every time for every incoming transaction to the DHE SDA Dedicated Account (notification settings can be adjusted as per customer’s needs).

  • Monitoring & Self-Tagging Transactions (DHE Tracker)

Through DHE Tracker menu, customers can:

-Monitor all incoming transactions to the DHE SDA Dedicated Account

-Conduct Self-tagging transactions, with categories:

-Oil and gas export earnings

-Non-oil and gas export earnings

-Non-export earnings / below USD 250,000.00 equivalent

  • Use of Dedicated Account as a Source of Funds

DHE SDA Dedicated Account can be used as a source of funds account on various transaction menus at Kopra by Mandiri, by taking into account the mandatory retained balance in accordance with the applicable regulations.

  • DHE SDA Transaction Report

Customers can download incoming transaction reports through the menu:

Report > DHE Incoming Report. This report can be used as a supporting document for matching needs in SiMoDIS - Bank Indonesia

3

DHE SDA Advance Fund Credit Facility

A credit facility provided to prospective debtors (Exporter’s customers) with collateral in the form of DHE SDA funds placed at Bank Mandiri in accordance with regulatory requirements.

DHE SDA Advance Fund Credit Facility Features:

  • Facility Term: Maximum 12 months
  • Limit: in accordance with Bank regulations, as per customer’s needs
  • Collateral: DHE fund placed in accordance with Bank regulations and secured by Collateral.
  • Credit Currency: Rupiah
  • Interest Rate and Fees: in accordance with Bank regulations
  • Withdrawal: Maximum up to 100% of the collateral value
  • Repayment: Repayment shall be made upon maturity

4

Export Solutions

Bank Mandiri offers export services to enhance transaction convenience, from orders processing and document preparation stages to presentation stage as well as acceleration of receipt of export earnings. By support of Trade Specialists throughout Indonesia, Bank Mandiri facilitates international and domestic trade transactions through various payment methods such as Letter of Credit (LC), Documentary Collection, and Open Account. Furthermore, Bank Mandiri provides export financing from pre-shipment to post-shipment, helping your cash flow.

For more information, please visit bmri.id/eksporbm

5

Forex Exchange
  • Bank Mandiri's FX solution is now present with more comprehensive and intuitive, equipped with features that support both daily foreign exchange transaction needs and long-term planning, including:
  • FX Today Special Rate to obtain competitive exchange rates in real time.
  • FX Today Counter Rate as a reference rate for transactions at branches.
  • FX Tom, Spot, Forward, and Swap Indications making easier for customers to monitor market movement and determine transaction strategies.
  • Product Recommendation assisting to provide foreign exchange product insights as per customer’s business needs.
  • Hedging Calculator for fast and accurate hedging simulations and risk scenario calculations.

How can I contact the Bank Mandiri team to receive assistance tailored to my business needs?

For assistance and explanation from Bank Mandiri team, Company may fill in the link below and the Bank Mandiri team will immediately follow up at bmri.id/RequestDHESDA. 

 

Info Lebih Lanjut

Mandiri Call 14000