Bank Mandiri Works Proactively to Develop MSMEs Through RKBK Program
Denpasar, Bali, 29 January 2017 - Bank Mandiri has launched its Rumah Kreatif BUMN Keliling (Mobile SOE Creative Center / RKBK). The vehicle based program represents the Bank’s latest innovation to help expand access to banking services to the country’s micro, small and medium enterprises (MSMEs). The program is expected to enhance access to banking, mentoring and training services for MSMEs so as to help them become more productive, resilient and competitive.
During the initial stage, one RKBK unit will be located in the Sesetan area of South Denpasar so as to complement the services already being provided by Bank Mandiri throughout Indonesia under the conventional Rumah Kreatif BUMN (SOE Creative Center / RKB) program. Going forward, the Bank will increase the number of RKBK units in line with its business development plan, the unique characteristics of each area and the Bank’s existing network.
Bank Mandiri CEO Kartika Wirjoatmodjo said that the services provided by the conventional RKB program and the RKBK program reflected the Bank’s commitment to empowering MSMEs on an ongoing basis in order to allow them to go digital and expand their access to financing from financial institutions.
“As with the conventional RKB program, the RKBK facility will provide a range of benefits to MSMEs, including help with digitalizing their businesses through the blanja.com e-commerce portal, facilitating the selection of prospective MSMEs for further business development assistance, and the provision of entrepreneurship training related to production processes, raw materials, packaging, branding and financial management,” said Kartika, during the inauguration of the RKBK program in Sesetan, Denpasar, Bali, on Sunday (Jan 29)
The RKB program is a collaborative program involving a number of SOEs that is designed to develop the digital economy through the provision of mentoring to MSMEs so as to help boost their capacities and capabilities. Kartika said that as both a data and information center, and also as a center for ducation, development and digitalization of MSMEs, the RKB program needed to be promoted at all levels of society so as to boost public interest and enhance social productivity through the establishment of new MSMEs.
He said that one of the key advantages of the RKBK facility was that MSMEs would benefit from the opportunity to network with other small enterprises, such as through the Wirausaha Muda Mandiri (Mandiri Young Entrepreneur / WMM) alumni network.
"Of course, the MSMEs participating in the conventional RKB program and the Mandiri RKBK program also benefit from potential financial support from the Bank and its subsidiaries through our KUR, micro credit and other banking products and services, including the possibility of investment by PT Mandiri Capital Indonesia in MSMEs operating in the financial technology sector," Kartika said.
He said that MSMEs that were customers of Bank Mandiri's micro banking segment, and the Bank Mandiri KUR program were the principal targets of the Bank Mandiri RKB program .
As part of the program, Bank Mandiri collaborates with a range of partners, including PT Telkom for the blanja.com e-commerce portal, Permodalan Nasional Madani (Persero) for fostering the development of MSMEs, and the Nurbaya Initiative for data collection and a merchandise management system for the products of the MSMEs participating in the RKB program.
In addition to the RKB program, Kartika said, MSME development is also promoted by Bank Mandiri through micro banking segment financing. As of the end of December 2016, Bank Mandiri’s micro loan portfolio (bank only) amounted to Rp 39.196 trillion, up 17.6% year on year, with the number of MSME borrowers standing at 1,207,656. In the Denpasar area alone, outstanding micro loans as of the end of last year amounted to Rp 2.49 trillion, up 45.6% from end-December 2015.
About PT Bank Mandiri (Persero) Tbk
Bank Mandiri is the largest Bank in Indonesia, providing services in the Corporate, Commercial, Micro & Business, Consumer Banking and Treasury segments. The Bank’s subsidiaries are Mandiri Sekuritas (capital market services), Bank Syariah Mandiri (shariah banking), Bank Mandiri Taspen Pos/ Mantap (MSME sector), AXA-Mandiri Financial Services (life insurance), Mandiri InHealth (health insurance), Mandiri Axa General Insurance (general insurance), Mandiri Tunas Finance (consumer finance), Mandiri Utama Finance (financing services), Mandiri International Remittance (remittance services), Mandiri Europe (treasury & financial institutions), and Mandiri Capital Indonesia (venture capital).
As of the end of September 2016, Bank Mandiri operated 2,505 branches throughout Indonesia, and 7 branches/representative offices/subsidiaries overseas. The Bank’s distribution network consisted of 17,461 ATMs linked to the ATM Link, ATM Bersama, ATM Prima and Visa/Plus networks. In addition, the Bank operated more than 269.3 thousand Electronic Data Capture machines and a range of other electronic channels, including Internet Banking, Mandiri Mobile, SMS Banking and Call Center 14.000.
For more information, please contact:
PT Bank Mandiri (Persero) Tbk.
Tel: 021-5245740 Fax 021-5268246