Mandiri Rencana Sejahtera

STATEMENT AND EXPALNATION OF INVESTMENT RISK

  • PT. AXA Mandiri Financial Services is a joint venture life insurance company between PT. Bank Mandiri (Corporate), Ltd. and National Mutual International Pty. Ltd. Part of Group, and starts operating in Indonesia since December 2003
  • Insurance products and AMFS unit links that are marketed through Bank Mandiri branches nowadays are Wealth Mandiri Investment or Mandiri Investasi Sejahtera (MIS), Wealth Mandiri Planning or Mandiri Rencana Sejahtera (MRS), Wealth Mandiri Life or Mandiri Jiwa Sejahtera (MJS)
  • These products are not published/guaranteed by Bank Mandiri
  • Investment value is unit value by using unit buying price in the next day. Unit value can be changed sometimes. The value depends on the selected investment performance and on the investment risk.
  • Past Investment fund performance is not an indicator for the future.
  • Policy Holder Investment Result is not guaranteed. All risks, lost, and benefit from the investment will fully become Policy Holder’s responsibility. Thus, buyer candidate has to read and understand provisions in the brochure and proposal before invest.
  • This information only describes general information and not a contract or guarantee of investment’s performance. The correct terms and condition regarding the product is explained more thoroughly in police contract.

Mandiri Rencana Sejahtera is a product offering protection and investment service that consists of four products, Mandiri Rencana Keluarga, Mandiri Rencana Pendidikan, Mandiri Rencana Emas and Mandiri Rencana Profesional.

1. Mandiri Rencana Keluarga

Designed for family or newlywed (Age 30-35) who wants the best medical treatment and protection from chronic illness they can get from hospitals.

Puposes/needs:
  • Buying house
  • Make sure the spouse’s welfare in any conditions.
  • Other long term needs
  • Funeral expense
Benefits:
  • Daily cash fund for hospitalization due to illness or accidents including ICU
  • Cash fund for being diagnosed in one of 34 chronic illnesses.
  • Death benefits due to illness or accidents
  • Optimal investment return according to your choice of investment type

2. Mandiri Rencana Pendidikan

It is designed for parents who want the best education for their children.

Purposes/needs:
  • Future educations for children
Benefits:
  • Education fund available when you need it
  • Availability and education guarantee although parents are suffer from permanent total disability or pass away due to illness or accidents.
  • Death benefits due to illness or accidents

3. Mandiri Rencana Profesional

It is designed for professionals in preparing future investment.

Purposes/needs:
  • Start to save money
  • Preparation for Marriage
  • Planning for buying your first house
  • Other long term needs
Benefits:
  • Optimal investment return according to your choice of investment type
  • Death and permanent total disability benefits due to accidents
  • Death benefits due to illness or accidents
  • Premium payment waiver up to age 60 if you suffer from permanent total disability due to illnesses or accidents.

4. Mandiri Rencana Emas

It is designed for people planning for their prosperous retirement (age 40-50)

Purposes/needs:
  • Independent retirement preparation: having income even after retired, vacations, pilgrimage, etc.
  • To make sure family welfare in any condition
  • Other long term needs
Benefits:
  • Readily available retirement fund when you reach retirement age
  • Daily cash fund for hospitalization due to illness or accidents including ICU
  • Death benefits due to illness or accidents
  • Premium payment waiver up to age 60 if you suffer from permanent total disability due to illnesses or accidents.

Features

  • Insurer’s age at entry: age 0 - 60
  • Currency: IDR and USD
  • Premium
    • Basic premium: Min. Rp. 2.500.000 / USD 300 per annum
    • Periodical Premium Top Up: Min. Rp. 1.000.000 / USD 200 per annum
    • Single Premium Top Up: Min. Rp. 1.000.000 / USD 200 per annum
  • Choice of premium payment method: annually, Semi-annually, Quarterly, and Monthly
  • 100 years insurance period
  • Premium payment can be done in cash, transfer, or via ATM. For your flexibility, the next premium will be drawn automatically from your Mandiri Bank account.
  • Premium holiday facility
  • Loyalty Bonus, given out starting from the 10th year and every next 5 year.
  • Choice of Investment type
    • Secure Money Rupiah
    • Progressive Money Rupiah
    • Dynamic Money Rupiah
    • Fixed Money Rupiah
    • Secure Money US Dollar
    • Attractive Money
    • Active Money
  • Rider
    • Protector Rider
    • CI Care Rider
    • Medicash Rider
    • Waiver of Premium Rider
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