Multipurpose Business Loan

Is a credit facility provided to retail traders based on collateral in the forms of fixed assets or lease contract to be used to fulfill the need for current working capital in the retail sector, purchase/procurement (lease) of business location and refinancing the purchase/procurement of business location already purchased by the customer in a certain location.

Requirements :

  • Applicant’s legal documents, such as National ID card (KTP), Family Card (KK), Statures of Incorporation (Akte Pendirian Perusahaan)
  • Business legal documents, such as Taxpayer Identification Number (NPWP), Business Legal Permit Certificate (SIUP), Certificate of Company Registration (TDP)
  • Fill up the loan application form

Targets of Business Multi-use Loan

Retail traders in certain locations of commercial areas such as :

  • Traditional & modern markets
  • Commercial/trade/business centers (malls/plazas/trade centers/wholesale center)
  • In shopping, office, housing complex

Loan Features :

  • Credit ceiling of Rp. 100 Million up to Rp. 5 Billion
  • Loan is provided in Rupiah or foreign currency
  • Maximum credit tenure is 10 years
Kredit Multiguna Usaha