Benefits & Security

The Benefit of Mandiri Internet:

Just from Your Work desk!

Doing banking activities just from work desk, using personal computer/laptop, Modem + Line Telephone or GPRS

No Time Limitation!

Customers can access their account 24 hours a day 7 days a week

Global Coverage!

Able to conduct any transaction from whichever hemisphere (as long as within the internet access coverage)

Everyone can enjoy its easy features!

Transaction menu is clear and easy to use

Various features of Service!

Able to conduct various banking transactions such as: Transferring, Bill payment, mobile phone reload, etc.

Secured and Protected!

Equipped with multi-layered security system and

One Access for all products!

Able to access products, including Savings, Current Account, and Deposits, either in Rupiah or other foreign currencies with one single user ID. The future development will include Credit Card and Personal Loan

Complete Features

Time Deposit
Planned Savings

Fund Transfer

Inter-Mandiri account Transferring
Inter-domestic Banks Transferring

By Using National Clearing System (SKN)
By Using Real Time Gross Settlement (RTGS)

Scheduled Transfer List

Scheduled Transfer List

Telkom & CDMA phones
GSM mobile phones
Internet
Cable TV
Credit Cards
Electricity (PLN)
Taxes of Land and Building (PBB)
Credit Installment
Water (PAM)
Insurance
Education
Public Train
Airlines
Autodebit
Multi Payment
Others

Mandiri Prepaid Card

Transaction History
Reload
Card List

Purchasing

CDMA phones reload voucher
GSM mobile phones reload voucher

Placement

Account & Credit Card Information

Savings Account & GIRO

Current Balance Position
Transaction History
Account List

Deposit Account
Loan Account
Mandiri Credit Card Information

Service Facilities

Checking Status
SMS Notification Service
Interest Rate Information
Currencies Information

Internet Activities Information

Internet Banking Activities

Administration Functions (e.g. Registration of Mandiri SMS banking destination and Mandiri Call, E-mail address changing, password modification, Authorized Payment)

Personalization (e.g. favorite transaction, language)

Multi-layered Security

Employing internationally-standardized security system with SSL 128 bit Encryption(Secure Socket Layer 128 bit Encryption) that will encrypt transaction data
Access gate securing with Firewall (ISP>Web Server>Data Server>Host)
Registration process can be through either Mandiri ATM or Mandiri Branch office.
Activation process in www.bankmandiri.co.id using Access ID & Access Code
User Verification with Internet Banking User ID & PIN when logging in
Auto Logoff (Session Time Out ) if customer forgets to log-out
Seluruh aktifitas nasabah di Mandiri Internet akan tercatat oleh sistem
All customer’s activities on Mandiri Internet will be recorded by system so the customer can observe all activities committed on Mandiri Internet during ceritan periodic term.
Notification through e-mail and SMS* for each transaction committed.
Transaction Limitation per day up to Rp. 100.000.000,-
Transaction Verification with Token

Equipped with Token

Token (see picture) is additional securing device for financial transactions in Mandiri e-banking (currently used only in Mandiri Internet)
Token functions to yield always change PIN (Dynamic PIN) everytime the customer conducts financial transactions.
Mandiri PIN is used as Transaction Authentication by the time the customer executes the transaction, while Mandiri Internet User Id and PIN remain for logging in.
One single customary ID number is linked only to one single token serial number, thus very unique.