Mandiri KPR Multiguna

Mandiri KPR Multiguna is a loan facility that allows you to buy the things you need, secured by your house, apartment, shophouse or combined home and office.

Advantages of Multiguna Mandiri

Mandiri KPR Multiguna offers two options to help satisfy your needs :

  • Mandiri KPR Multiguna Take Over
    Mandiri KPR Multiguna facility that allows you to transfer a loan of the same or similar type from another bank to Bank Mandiri, and to access additional funds in line with your needss.
  • Mandiri KPR Multiguna Top Up
    Allows you to increase the ceiling on your existing Mandiri KPR Multiguna loan, and offers a variety of attractive features

Benefits of Mandiri KPR Multiguna

  • Competitive interest rates
  • Fast and easy process
  • Flexible loan terms of up to 15 years


  • Indonesian citizen living in Indonesia
  • Minimum age of 21 and maximum of 55 at the end of the loan term for employees and 60 for professional/self-employees
  • Permanent employment and regular income as permanent employee or professional/self-employees, with a minimum period of 1 year employment for employees, and 2 years in business for professional/self-employees
  • Required documents
  • No Documents Employee Professional Self Employee
    1. Original, fully completed application form
    2. Copy of ID Card of applicant and applicant's spouse
    3. Copy of marriage/divorce certificate (if married /divorced)
    4. Copy of Family Registration Card
    5. Copies of Bank Statement / savings account statement for the last 3 months
    6. Copy of NPWP (Taxpayer Registration Number)
    7. Most recent pay slip / Declaration of Earnings and letter confirming position/job
    8. Copy of most recent balance sheet and statement of earnings
    9. Copy of company deed of establishment and business licenses
    10. Copy of professional practice certificate
    11. Copy of documents proving ownership of collateral: SHM/SHGB, IMB & PBB

Interest Rates

KPR Multiguna Interest Rate
Existing 14.25% p.a. effective (floating)


Commission, administrative fee, insurance premiums (life and loss), appraisal fee, notarial fees, and pledge of collateral agreement fee

For further information on Mandiri KPR Multiguna Products, please contact: