Mandiri Investasi Sejahtera


  • PT. AXA Mandiri Financial Services is a joint venture life insurance company between PT. Bank Mandiri (Corporate), Ltd. and National Mutual International Pty. Ltd. Part of Group, and starts operating in Indonesia since December 2003
  • Insurance products and AMFS unit links that are marketed through Bank Mandiri branches nowadays are Wealth Mandiri Investment or Mandiri Investasi Sejahtera (MIS), Wealth mandiri Planning or Mandiri Rencana Sejahtera (MRS), Wealth Mandiri Life or Mandiri Jiwa Sejahtera (MJS)
  • These products are not published/guaranteed by Bank mandiri
  • Investment value is unit value by using unit buying price in the next day. Unit value can be changed sometimes. The value depends on the selected investment performance and on the investment risk.
  • Past investment fund performance is not an indicator for the future.
  • Policy Holder Investment Result is not guaranteed. All risks, lost, and benefit from the investment will fully become Policy Holder’s responsibility. Thus, buyer candidate has to read and understand provisions in the brochure and proposal before invest.
  • This information only describes general information and not a contract or guarantee of investment’s performance. The correct terms and condition regarding the product is explained more thoroughly in police contract.

Easy way to maximize your investment …

It is not easy to choose the precise investment product that can maximize your fund, it is even harder to find a product that is able to minimize risk. Mandiri Wealth Investment is constructed to give you opportunity to invest your fund to a professionally organized instrument and giving a high return level, added with insurance protection benefit.This AXA Mandiri Financial Services product is suitable for those having a rather big fund to be invested and it is simple because you only need to invest once.

Only need one time payment

Can Be Withdrawed Anytime

The product is made for long term investment. Nevertheless, if you need it and need to withdraw your fund, you can do that anytime without additional fee.

  • Minimum withdrawal: Rp 1,000.000/USD 200 per transaction
  • Minimum balance: Rp 2,000,000/USD 400 in each type of investment fund

Protection and Investment

The product will give the biggest amount between Insurance Money or Investment Value to your heir if something happend to you.

Payment at Ease

  • Premium can be paid every month, every three months, every semester, or annually.
  • First premium payment can be done through a cash payment, transfer, or Bank Mandiri ATM. For your ease, the next premium will be debited automatically from your Bank Mandiri account.

Other Products' Features

Loyalty Bonus

Customer is the King for AXA Mandiri. And for loyal customers, AXA Mandiri will give Loyalty Bonus started from the tenth year and once every five years onwards. You will receive Loyalty Bonus as much as 1.5% of your investment value

Free Look Period

Perhaps you will feel something new when you first buy an insurance police. In order to make you understand the police contract content that you buy, we advise you to read and understand your insurance police. For that, we give 14 working days period since the Police is received so you can study the Police’s content. If you cancelled the Police within that period, your fund will be returned in a form of Investment Value reduced by medical check-up fee (if any) and other fee returns related to insurance. To make cancellations, you just need to fill and submit police cancellation form.

8 Investment Fund Choices
  • Secure Money Rupiah
  • Progressive Money Rupiah
  • Dynamic Money Rupiah
  • Secure Money US Dollar
  • Fixed Money Rupiah
  • Money Market Rupiah
  • Active Money Rupiah
  • Attractive Money Rupiah
Further information can be found in Professionally Organized Fund part.

Additional Protection Choice

  • Accident Protection
  • Health Protection
Further information can be found in Additional Protection and Fee part

Participating Requirements

  • Endured Registration: 0 – 60 year old
  • Police Holder Registration Age: 18 – 70 year old