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“Mandiri Hortikultura” Loan
 

It is loan specifically designed for agribusiness or horticulture segmentation, given to:

  • Core company and plasma farmer through linkage model (Garmplasm pattern). Financing scheme for plasma farmer follows scheme of loan for Food Endurance Program (KKP) with commercial interest rate. While financing scheme for core company follows scheme of the existing Investment and Working Capital Loan in accordance with Bank Mandiri’s regulations.
  • Agribusiness Collective Business Group (KUBA) for working capital’s need which is aimed to help the marketing of horticulture commodity produced by traditional farmer group.

Requirements :

  • Given to core companies, traditional farmer group, and plasma farmer.
  • Submitting copy of applicant’s Identity document.
  • Submitting copy of business licenses.
  • Its organization has been authorized by Agriculture Institution or recommended by Ministry of Agriculture.
  • Having business that already existed minimally 1 year.

Features :

  1. Loan limit
    1. According with its business need for core companies.
    2. Maximum of Rp 100 million for KUBA (Agribusiness Collective Business Group).
    3. Maximum of Rp 50 million for plasma farmer :
  2. Aimed for investment and working capital loan.
  3. Minimum self financing is 20% of business need.
  4. Maximum period for debt settlement is 36 months.
  5. Main collateral is the project itself. Minimum additional collateral is 25% of loan limit for investment purpose and 50% of loan limit for working capital purpose.

Benefits :

  • Aimed to develop horticulture business.
  • Flexible and light collateral requirement.

*) Interest rate may change at anytime

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