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“Multiguna Koperasi Mandiri” Loan

It is loan specifically designed for Cooperative and its member through collective scheme. It is given to aim Cooperative which need investment or working capital, and Cooperative’s member which need additional capital for productive and consumption purposes.

Requirements :

For Cooperative

  • Complying criteria of Small Business.
  • Submitting copy of business licenses, such as: Mandatory Tax Number, Business Permit Certificate, Work Premise Permit Certificate, and Official Business Registration.
  • Legality as business entity minimally for 2 years.
  • Cooperative’s performance level indicator is A.
  • Being recommended by related companies/institutions.

For Cooperative’s member

  • Being Cooperative’s member during the last 2 years.
  • Indonesia Citizen with age between 21 up to 65 years old (or already married).
  • Getting written recommendation from Cooperative
  • Being proposed collectively by Cooperative.

Features :




Cooperative’s Member


Loan limit

Maximum of Rp 10 billion

Rp 10 million up to Rp 500 million



Maximum period is 3 years for investment purpose and 1 year for working capital purpose

Maximum of 3 years



Loan for investment or working capital


Benefits :

  • Collateral from related company/institution can be used as loan guarantee.
  • Flexible and easy requirement.

*) Interest rate may change at anytime

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