Credit for small enterprises (KUK)

KUK is loan specifically designed for small enterprises. It is aimed to help small businesses with capital in term of both the rupiah denomination and/or other foreign exchange currencies. The loan is aimed to help small enterprises for investment and/or to be allocated for working capital. The plafond for credit is maximum Rp 500,000,000,- (five million rupiah) and to be allocated for productive businesses.

KUK- Investment credit

It is medium-and-long term credit that is allocated to purchase capital goods for rehabilitation purpose, modernizing and expanding or building new projects with maximum time period of 10 years.

KUK-Working capital

It is credit to be given for those who need additional working capital.

KUK-Working capital for building contractor

It is credit for working capital and specifically allocated for entrepreneurs involve in contractor services.

KUK-Channeling

It is credit to be given as working capital or investment that is channeled through a cooperation scheme with other financing institution or other public bank.

KUK-Channeling

• The business belongs to individual party or legal body including cooperative
• The status must be independent or not affiliated to other medium size or big businesses
• Owned by Indonesian citizen
• Net assets maximum Rp 200,000,000
• Annual sale maximum Rp 1,000,000,000
• Share of own financial sources minimum 20%.

Application

• In Jakarta
  Application can be submitted to City Business Center (CBC);
  1. CBC Region III Jakarta Kota, Jl. Lapangan Stasiun No. 2, Jakarta Barat
  2. CBC Region IV Jakarta Thamrin, Jl. M.H. Thamrin No. 5, Jakarta Pusat
  3. CBC Region V Jakarta Sudirman, Jl. Jend. Sudirman Kav 54-55, Jakarta Selatan.

• Outside Jakarta
  Application is submitted to any branch or contact Bank Mandiri branch offices throughout the country.

• Or contact our Hotline services at,
  PT Bank Mandiri (Persero) Tbk. - Commercial Banking Group
  Plaza Mandiri 24th floor
  Jl. Jend. Gatot Subroto Kav. 36-38
  Jakarta 12190
  Telp. (021) 5245026 - 5245168, Fax. (021) 5263632