Mandiri Telecommunication Lending

Telecommunications Working Capital Credit

Working capital credit facility granted to Contractor, Sub-Contractor, Certain Partners of telecommunication company, to provide the working capital needed in implementing Work Contract and / or Work Assignment that they received.

Benefit

  1. Bank’s support in business development particularly in financing of project implementation, with bigger limit (up to 80% of the need)
  2. Increased business volume from additional working capital from the bank
  3. Easier credit requirements, especially collateral (just 20%)

Features

  1. Period: 1 (one) year and extendable according to project Period
  2. Nature of Credit: Revolving and Non Revolving, where the outstanding credit decreases proportionally with the amount of installment payment of Contract / Working Capital Credit (WCC) / installment stages received
  3. Debtor Financing: Debtor financing (self financing) is easier compared to General Credit Working capital
  4. Main Collateral: Bills / Installment stages and Goods in Inventory
  5. Additional Collateral: Fixed Assets of debtor

Telecommunication Investment Credit

Investment credit facility granted to Contractor, Sub-Contractor and Certain Partners of telecommunication company for purchasing / financing Capital Goods needed in implementing Work Contract and / or Work Assignment that they received

Benefit

  1. Bank’s support in business development, particularly in purchasing capital goods for project implementation with a bigger limit (up to 80%)
  2. Will be able to maintain relationship with Project owners (bouwheer), particularly due to company’s ability in providing the equipment needed in implementing the project, thus maintaining business continuity
  3. Easier credit requirements, especially collateral (just 20%)

Features

  1. Period: Maximum is similar to Contract / WO (SPK) period, which is the basis of the granting of this facility
  2. Nature of Credit: Aflopend, in which credit limit decreases according to installments paid
  3. Debtor financing: Debtor financing (self financing) is easier compared to General Investment Credit
  4. Main Collateral: Capital Goods being financed
  5. Additional: Fixed Assets and staged installmen of Contract / WO (SPK)

Telecommunication Import Facility

Credit facility granted to Contractor in certain telecommunication companies who open Letter of Credit (L/C) both Sight L/C and Usance L/C in the form of deferred payment until goods/documents arrive (Sight L/C) or not later than 180 after Bill of Lading (Usance L/C)

Benefit

Bank’s support in conducting importation of goods needed in project implementation in the forms of Letter of Credit opening that are not fully paid with attractive requirements / stipultions.

Features

  1. Type of L/C: Sight L/C and Usance L/C
  2. Nature of Credit: Tansactional
  3. Debtor Financing: Debtor financing (self financing) is easier compared to General Import Facility
  4. Main Collateral: All imported goods
  5. Additonal Collateral: Assets of debtor and all staged bills from the contract / WO

Telecommunication BG (Bank Guarantee) Facility

Guarantee payment granted to Bouwheer (projcet owners) where with such guarantee, Bank states the ability to pay the effect on obligation of Debtor (Contractor in telekomunikasi) to Bouwheer, if Debtor could not fulfill his/her performance or non performance.

Benefit

Bank’s support in the procurement (tender), Work Contract/WO (SPK), collecting advance payment, work implementation, or maintaining work implementation.

Features

  1. Type of Telecommunication BG:
    1. Bank Guarantee Tender (Bid Bond / Tender Bond)
    2. Bank Guarantee Advance Payment
    3. Bank Guarantee Work Implementation (Performance Bond)
    4. Bank Guarantee Maintenance (Retention Bond)
  2. Nature of Credit: Transactional
  3. Credit Period: According to stipulations in WO (SPK) / Contract
  4. Main Collateral: Project being guaranteed
  5. Additional Collateral: Fixed Assets of debtor

More Information

For further information regarding our products, please contact Call Mandiri at 14000, or click here to contact our Commercial Banking Center.

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